Privacy Policy

Effective Date: August 31, 2026

Carreon Financial (“Carreon Financial,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit carreonfinancial.com, request information, schedule a consultation, use our services, or communicate with us.

Information We Collect

We may collect:

Contact information, including your name, telephone number, email address, mailing address, and business name.
Information you submit through our website, booking forms, contact forms, applications, or customer-support communications.
Business and transaction information needed to evaluate, establish, or support payment-processing and related services.
Appointment, consultation, service, and communication history.
Technical information such as your IP address, browser, device type, referring page, and interactions with our website.
SMS consent records, including the telephone number provided, the date and method of consent, and the version of the disclosure presented.

Payment-card information may be collected and processed directly by payment processors and other financial-service providers. Their handling of that information is governed by their respective privacy policies.

How We Use Information

We may use information to:

Respond to inquiries and provide requested products and services.
Schedule and manage appointments or consultations.
Provide customer support and service-status updates.
Send transactional communications, including appointment reminders, service updates, and payment confirmations.
Process and maintain business relationships and transactions.
Operate, maintain, secure, and improve our website and services.
Prevent fraud, misuse, and security incidents.
Comply with legal and regulatory obligations.
Maintain records of communication preferences and consent.

SMS and Mobile Information

If you expressly opt in to receive text messages from Carreon Financial, we may send transactional SMS messages such as appointment or consultation reminders, service-status updates, and payment confirmations. Message frequency varies. Standard message and data rates may apply.

Consent to receive SMS messages is not a condition of purchasing any product or service. You may opt out at any time by replying STOP. Reply HELP for assistance or contact us using the information below.

We do not sell, rent, share, or otherwise disclose mobile telephone information, SMS opt-in data, or text-message consent to third parties or affiliates for their promotional or marketing purposes.

We may provide mobile information to service providers that assist us in delivering and supporting the messaging program, such as communications-platform providers and telecommunications carriers. Those providers may use the information only to provide services on our behalf or as legally required.

All categories of information described elsewhere in this Privacy Policy exclude text-message originator opt-in data and consent from disclosure to third parties or affiliates for marketing or promotional purposes.

When We Disclose Information

We may disclose information:

To service providers that perform services on our behalf, such as website hosting, scheduling, payment processing, customer support, analytics, security, and communications delivery.
To financial institutions, processors, and other parties involved in providing requested payment or merchant services.
When required by law, regulation, subpoena, court order, or governmental request.
When reasonably necessary to protect our rights, users, property, or security.
In connection with a merger, acquisition, financing, restructuring, or sale of business assets, subject to applicable privacy obligations.

These disclosures do not permit recipients to use mobile telephone information or SMS consent for third-party or affiliate marketing.

Cookies and Similar Technologies

Our website and its service providers may use cookies and similar technologies to operate the site, remember preferences, understand site usage, improve performance, and maintain security. Your browser may allow you to limit or reject cookies, although doing so may affect website functionality.

Data Retention and Security

We retain information for as long as reasonably necessary to provide services, maintain business and consent records, comply with legal obligations, resolve disputes, and enforce agreements.

We use reasonable administrative, technical, and organizational safeguards designed to protect information. No internet transmission or storage system can be guaranteed to be completely secure.

Your Choices

You may contact us to request access to or correction or deletion of personal information, subject to legal and operational recordkeeping requirements.

You can unsubscribe from marketing emails using the link contained in the message. You can stop SMS messages by replying STOP. Opting out of one communication channel does not automatically opt you out of other channels.

Children’s Privacy

Our website and services are intended for businesses and adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13.